Back to vendors
H
Loan EMI
HDFC Bank, Auto EMI
INCustomer since 05 November 2022Last txn 1 months ago
Lifetime spend, INR
Rs 14.28 L
Lifetime spend, USD
$0
Transactions
42
Avg per transaction
Rs 34,000
Recurring pattern detected
HDFC Auto Loan
emi, ~every 30 days. Last seen 05 May 2026, next expected 05 Jun 2026.
Amount
Rs 34,000
Recent transactions
| Date | Description | Amount |
|---|---|---|
| 05 May 2026 | Loan EMI, Vehicle | Rs 34,000 |
Drafted negotiation email
Based on your tenure and total spent, we drafted an outreach that asks for a 15% credit package. Review and approve to send.
Subject
Long-time customer asking about your retention program
Body
Hi HDFC Bank, Auto EMI team,
I have been a customer since 05 November 2022 (44 months) and my account has paid Rs 14,28,000 across 42 transactions.
I am evaluating a few alternatives for the same use case as I plan the next 12 months of spend. Before I make a decision I wanted to ask: does HDFC Bank, Auto EMI have a retention program or annual-commit pricing for long-tenured accounts at my volume?
Even a 10 to 15% credit on the next 12 months would keep me on the platform and we can avoid migration friction on both sides.
Happy to jump on a 15-minute call this week.
[Your name]