Credit cards
Every card, every due date, in one view
Statement cycles, utilization, autopay status, annual fee waiver progress, and reminders that fire on the right day so you do not miss a payment.
Active cards
5
3 India, 2 US
Total combined limit
Rs 53,56,080
across all 5 cards
Due in next 7 days
1
Rs 8,48,191 total
Reminders active
3 channels
In-app, email, WhatsApp
HDFC Bank
HDFC Regalia Gold
Daily India
VISA
···· ···· ···· 4421
Closes
30th of month
Next payment due
Rs 2,73,000
in 1 weeks
18 Jun
Utilization78% of Rs 3,50,000
Autopay (total due)Fee waived
Axis Bank
Axis Magnus
USD business
···· ···· ···· 3041
Closes
22nd of month
Next payment due
$1,847
10 days overdue
28 May
Utilization0% of Rs 8,00,000
Autopay (min due)Fee Rs 12,500 on 15 Jul
American Express
Amex Platinum US
US business
amex
···· ···· ···· 1009
Closes
28th of month
Next payment due
$3,284
13 days overdue
25 May
Utilization11% of $30,000
Autopay offFee $695 on 04 Nov
ICICI Bank
ICICI Rubyx
Petrol + utilities
VISA
···· ···· ···· 8847
Closes
10th of month
Next payment due
Rs 42,800
10 days overdue
28 May
Utilization21% of Rs 2,00,000
Autopay (total due)Fee waived
Chase
Chase Sapphire Reserve
US travel
VISA
···· ···· ···· 2204
Closes
14th of month
Next payment due
$1,248
in 4 days
11 Jun
Utilization7% of $18,000
Autopay (total due)Fee $550 on 12 Aug
Reminder schedule
We fire reminders at 7, 3, 1 days before, and on the day of every payment. Channels and lead-days are configurable per card.
7d before
Heads-up notification. Plan cash flow if it is a large payment.
in-app + email
3d before
Detailed notification with total due, min due, autopay status.
in-app + email + WhatsApp
1d before
Final non-urgent reminder. Includes deep link to pay.
in-app + WhatsApp + push
Due day
Morning reminder at 8 AM in card timezone. Until paid or autopay-confirmed.
all channels, 8 AM and 6 PM