Cash flow forecast
Where the money goes from here
Monte-carlo projection across your detected recurring patterns. Confidence intervals reflect historical variance. Scenario modeler lets you test prepayments, big purchases, and salary changes.
Projected liquid position
Solid line is the central forecast. Shaded band is the 80% confidence interval.
End of period
Rs 15.20 L
Forecasted inflow
Rs 27.60 L
3 months
Forecasted outflow
Rs 14.55 L
3 months
Projected net
+ Rs 13.05 L
over horizon
EMI prepayment modeler
Test a partial prepayment against your forecast.
Rs
Interest saved
Rs 4.13 L
Tenure reduced
38 months
Liquid impact, 90d
- Rs 5.00 L
Your projected balance still stays above Rs 8.5L through the next 90 days after the prepayment. The Axis floating-rate home loan has no prepayment penalty per RBI rules. Best timing: 5 Jul 2026, right after the 1 Jul salary credit.
Income vs spend, 12 months
Monthly view, INR.