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Loan EMI
Axis Bank, Home EMI
INCustomer since 08 April 2021Last txn 1 months ago
Lifetime spend, INR
Rs 31.20 L
Lifetime spend, USD
$0
Transactions
60
Avg per transaction
Rs 52,000
Recurring pattern detected
Axis Home Loan
emi, ~every 30 days. Last seen 05 May 2026, next expected 05 Jun 2026.
Amount
Rs 52,000
Recent transactions
| Date | Description | Amount |
|---|---|---|
| 05 May 2026 | Auto-debited from Axis Savings ****8842 | Rs 52,000 |
Drafted negotiation email
Based on your tenure and total spent, we drafted an outreach that asks for a 15% credit package. Review and approve to send.
Subject
Long-time customer asking about your retention program
Body
Hi Axis Bank, Home EMI team,
I have been a customer since 08 April 2021 (63 months) and my account has paid Rs 31,20,000 across 60 transactions.
I am evaluating a few alternatives for the same use case as I plan the next 12 months of spend. Before I make a decision I wanted to ask: does Axis Bank, Home EMI have a retention program or annual-commit pricing for long-tenured accounts at my volume?
Even a 10 to 15% credit on the next 12 months would keep me on the platform and we can avoid migration friction on both sides.
Happy to jump on a 15-minute call this week.
[Your name]